Our Executive Team

Stavros Papastavrou
Chairman of the Board

Stavros Papastavrou

Chairman of the Board

The founder of The Money Source, Stavros Papastavrou established the company in December of 1997. What began as a single mortgage broker in New York is now a leading national mortgage lender and loan servicer licensed in all 50 states. Highly respected for his ability to recognize and navigate through the ever-changing mortgage marketplace, Stavros is closely involved in all aspects of the business. He provides daily strategic vision for the fast-growing company with a sharp focus on growth and stability. The architect of a company that has thrived for two decades, The Money Source has been repeatedly recognized for visionary leadership and innovation.

Darius Mirshahzadeh
Chief Executive Officer

Darius Mirshahzadeh

Chief Executive Officer

One of nation’s top-rated CEOs by Glassdoor, Darius Mirshahzadeh has cultivated a company renowned for “Growing Happiness.” He has led a cultural revolution in this industry that also reverberates well beyond, and has been recognized in New York Times and Inc. Magazine for innovation in corporate culture. He was recently named as one of HousingWire’s Rising Stars. Prior to TMS, Darius founded Twin Capital Mortgage and served as its CEO, during which time it was ranked as the “40th fastest-growing privately held mortgage company in America” by Inc. Magazine. His business insights have been published in The Huffington Post, Entrepreneur.com, and Forbes online.

Ali Vafai
President

Ali Vafai

President

Ali Vafai is a tenured leader in the financial world who has led the company’s rapid growth into a top 15 lender. Blazing a path in technological innovation across the mortgage lending and servicing industry, Ali was recognized by National Mortgage Professional (NMP) as one of the Next 40 Mortgage Professionals to Watch, as well as named one of HousingWire Rising Stars. Prior to The Money Source, Ali was the President of Pacific Union Financial, as well as co-founder and President of Bay Equity. His expert insight has been featured in Scotsman Guide, Investopedia, CIO Insight, The Mortgage Reports, National Mortgage News, Realtor.com, and U.S. News & World Report.

Mike Mirshahzadeh
Chief Revenue Officer

Mike Mirshahzadeh

Chief Revenue Officer

Mike Mirshahzadeh cofounded and operated Twin Capital Mortgage, the once third fastest growing financial services companies in the U.S. With over twenty years of financial industry experience, Mike now oversees recruitment, development, and acquisitions throughout the country. Prior to his work at The Money Source, Mike was SVP of lending for Pacific Union Financial. His insight on hiring practices has appeared in multiple publications, including Entrepreneur, U.S. News and World Report, Forbes, MainStreet, The Phoenix Business Journal, and Crain’s Phoenix.

Rick Toma
Chief Operating Officer

Rick Toma

Chief Operating Officer

Rick brings extensive industry expertise in both the public and private sector since joining us in 2015. Rick served as Deputy Director of the Office of Lender Activities and Program Compliance at the Federal Housing Administration during the financial crisis and mortgage industry meltdown. There, he led the operational execution of Final Rule 5356 “Continuation of FHA Reform: Strengthening Risk Management through Responsible FHA-Approved Lenders.” FR 5356 is the largest piece of FHA Lender Reform action in HUD’s history. Rick’s insights have been published in Scotsman Guide.

Mark Farrar
Chief Financial Officer

Mark Farrar

Chief Financial Officer

With more than 30 years experience in banking and mortgage lending, Mark is a hands-on CFO with cultivated experience in areas including mergers & acquisitions, regulatory reporting and budget planning. Well respected in the industry, Mark brings a strategic vision which has been essential in guiding The Money Source through its most recent period of growth and expansion. Previously, Mark has held CFO positions at Fidelity Bank Mortgage, Bayrock Mortgage, and Prime Mortgage.

Shayna Hutchins-Arrington
Chief Compliance Officer

Shayna Hutchins-Arrington

Chief Compliance Officer

Since joining The Money Source Inc., Shayna has driven our culture of compliance and established new standards and processes to meet our growing compliance needs. Shayna oversees compliance across all business channels, including Correspondent, Wholesale, Retail, and Servicing. Before joining The Money Source, Shayna worked at a mortgage banking focused law firm where she served as outside compliance counsel to a variety of lenders and servicers. She has extensive government and regulatory experience, including time at the Department of Housing and Urban Development and the Department of Justice.

Rick Smith
Divisional President - Servicing

Rick Smith

Divisional President - Servicing

Rick Smith joined TMS in November 2014 and brings more than 35 years of experience in the mortgage industry with him. Rick was responsible for building the TMS Servicing platform in Meriden, CT, from scratch. Within a two-year time, Rick leased 20,000 square feet in CT, and another 10,000 square feet in Tempe, AZ. Prior to joining TMS, Rick held numerous executive management positions including Senior Managing Director with Clayton Holdings, President and CEO of Marix Servicing LLC, and other executive positions at Chase, Key Bank and Mortgage Lenders Network US, Inc. Rick has a proven ability to be a leader in special servicing. He can proactively identify and resolve client problems and establish client-centric strategies to allow owners of non-performing assets to achieve their objectives. Rick holds a Bachelor’s Degree in Business and has been a key participant in several industry committees, events and seminars.

Chuck Dimiceli
EVP of Secondary Marketing

Chuck Dimiceli

EVP of Secondary Marketing

Chuck Dimiceli brings a depth of experience in financial services and accounting to his role as head of capital markets. Previously, as SVP of Secondary Marketing at Pacific Union Financial he launched the company’s GNMA securitization process. The result was servicing portfolio which grew to over $5 billion in less than two years. His team of experienced professionals manage interest rate risk, pricing and pooling of mortgages originated or purchased by The Money Source.

Sean Nagy
EVP of Strategic Operations

Sean Nagy

EVP of Strategic Operations

Sean Nagy has led several groundbreaking initiatives for The Money Source. These include the rolling out of the Wholesale Lending Division, under the brand name Endeavor America Loan Services, in 2013 and developing it into a Top 10 FHA originator and a billion-dollar channel by the end of 2014. He also brought Quality Control in-house in 2015, and launched the Portfolio Retention Division 2016, which eclipsed 1.8 Billion in its first 12 months of fundings. In his present role, Sean leads efforts to identify and take point on new market opportunities, bring light to company inefficiencies, and simplify the company for stakeholders. Prior to joining The Money Source, Sean was the Chief Risk Officer for Bay Equity out of San Francisco, CA, and the West Coast Operations Manager at Provident Funding in Burlingame, CA.

Maria Coh-Prospero
VP of People Operations

Maria Coh-Prospero

VP of People Operations

A seasoned human resources leader who drives our innovative company culture here at The Money Source. Maria has been practicing Human Resources for more than 15 years, during which she was also employed with IMPAQ International and Send Me, Inc.

Natalie Verrette
EVP of Production

Natalie Verrette

EVP of Production

Natalie has been a leader in production since 2013, when she joined the company as a senior vice president. She came to The Money Source with years of experience in operations management. Her past roles include: Vice President of Wholesale Sales at Nations Direct Mortgage and Vice President of Western Division Sales at Pacific Union Financial. Natalie’s industry insights has been published in National Mortgage Professional and Mortgage Women Magazine.

Frank Curry
EVP of Wholesale Operations

Frank Curry

EVP of Wholesale Operations

Frank Curry heads operations for The Money Source’s wholesale lending brand, Endeavor America Loan Services. Frank previously founded Long Beach Financial, where he grew the company to become one of the nation’s largest lenders. He also led the turnaround of the wholesale lending division at Impac Mortgage and cofounded Global One Financial Services.

Steve Curry
EVP of Wholesale Sales

Steve Curry

EVP of Wholesale Sales

Steve Curry leads the growth of The Money Source’s wholesale lending brand, Endeavor America Loan Services. He brings more than 25 years of experience to the company, including his experience as a leader with Impac Mortgage, Pacific Union Financial Services, and Countrywide Home Loans.

Trent Ford
EVP of Retail Lending

Trent Ford

EVP of Retail Lending

Trent leads our newly established retail lending channel from our office in Orange County, CA. He has more than 15 years of mortgage banking and real estate experience, including executive positions at Residential Bancorp and Pacific Union Financial. As a licensed attorney, he has also served as general counsel for organizations that exceed $500 million in monthly origination volume. His primary responsibilities include the build-out and growth of the retail lending channel including the Distributed Retail, Consumer Direct and Reverse Mortgage divisions. Within those divisions he oversees both sales and operations, including regulatory compliance, quality control, lender approval and investor management.

Denise Chavez
EVP of Operations

Denise Chavez

EVP of Operations

Denise Chavez scales operations and delivers process improvements. She brings more than 10 years of leadership experience from Pacific Union Financial and Walker Jackson Mortgage to her position.

Jeff Vanderluit
EVP of Correspondent Sales

Jeff Vanderluit

EVP of Correspondent Sales

Jeff enjoys a career in mortgage lending more than 25 years and has experience in retail, wholesale, correspondent lending and management at companies that range from independent mortgage banks securitizing agency loans to private equity firms and private label securitization. Jeff’s skilled ideation and strong sales savvy are a boon to the company and have earned him several President’s Awards. As EVP of Correspondent Sales at The Money Source, Jeff oversees the entire correspondent book of business.

Glen Banta
Chief Technology Officer

Glen Banta

Chief Technology Officer

Glen Banta is an experienced technology leader in the mortgage industry who has led the company’s expansion and investment into technology. Creating innovative solutions for Servicing and Subservicing. Prior to The Money Source, Glen was the CTO of Walter Investment Management Corp., CTO of Marix Servicing, as well as VP of Development of First American Default Technologies.

Dan Moran
SVP of Marketing

Dan Moran

SVP of Marketing

Responsible for our national brand identity and all related marketing, advertising and promotional activities, Dan is in a perpetual state of searching to reach customers in meaningful ways. A veteran creative who’s background includes 20+ years of both TV production and agency teams having delivered innovative solutions for Xerox, Volvo, Canon, Northrop Grumman and more. Dan has been at the helm of the marketing team during the most expansive period of growth for The Money Source.

Kelly Pickolick
VP of Administration

Kelly Pickolick

VP of Administration